You CAN do it, with the Mayor's Neighborhood Transformation Initiative!
Example: If you are a 4-person household, and total household income is less than $66,550, you meet the income requirements for a DIRECT loan from the USDA funding sources, at an interest rate of 3.25%
As of January 1, 2018, the interest rate for DIRECT single-family loans for LOW and VERY LOW income families is 3.25%
Pick up a pre-qualification form at the City offce at 17 New Market
in town, or click HERE:
USDA
The USDA will contact you within five to seven days, and will send you a full application.
Once you have been qualified, you will be able to select from this list of eligible homes in the city:

The Mayor's NTI is designed to put GOOD people into GOOD homes, at a fair and affordable price.
USDA Section 502 Prequalification Form
Why Rent? You can OWN for less!
 
No Down Payment!
 
LOW monthly payments (even less than your rent!)
 
Build your Dream Home!